80C & 80D Investment Planner
Plan your Section 80C (PPF, ELSS, LIC) and Section 80D (Health Insurance) investments to maximize tax deductions and est...
EMI Calculator
Use BharatUtility's free EMI Calculator to estimate your monthly loan payment, total interest and total repayment. Enter...
SIP Calculator
Use BharatUtility's free SIP Calculator to estimate the future value of your monthly mutual fund investments. Input your...
GST Calculator
Use BharatUtility's free GST Calculator to compute GST inclusive or exclusive amounts instantly. Select or enter any GST...
Salary Calculator
Use BharatUtility's free In-Hand Salary Calculator to convert annual Cost to Company (CTC) into your net monthly take-ho...
FD Calculator
Use BharatUtility's free FD Calculator to calculate your fixed deposit interest earnings and total maturity amount. Comp...
PPF Calculator
Calculate your Public Provident Fund (PPF) returns with BharatUtility's free PPF Calculator. Estimate your 15-year tax-f...
Sukanya Samriddhi Yojana (SSY) Calculator
Plan your daughter's future education and marriage expenses with BharatUtility's Sukanya Samriddhi Yojana Calculator. Ca...
Gratuity Calculator
Calculate your exact statutory gratuity amount on job resignation or retirement with BharatUtility's Gratuity Calculator...
NPS Calculator (National Pension System)
Plan your retirement pension with BharatUtility's National Pension System (NPS) Calculator. Estimate your accumulated we...
EPF Calculator (Employees Provident Fund)
Estimate your Provident Fund retirement corpus with BharatUtility's EPF Calculator. Accurately calculates monthly employ...
Home Loan Prepayment & Interest Saver Calculator
Save lakhs of rupees on your home loan interest with BharatUtility's Home Loan Prepayment Calculator. See how adding jus...
Gold Jewellery Price & Making Charges Calculator
Don't get overcharged at the jewellery shop. Calculate the exact breakdown of your gold necklace, ring, or chain with Bh...
Rent vs Buy Property Calculator (India)
Decide whether to buy a home or live on rent with BharatUtility's Rent vs Buy Calculator. Compares 20-year home loan EMI...
Rental Yield & Real Estate ROI Calculator
Evaluate property investment profitability with BharatUtility's Rental Yield Calculator. Calculates Gross and Net Rental...
₹1 Crore Crorepati SIP Goal Planner
Find out how much monthly SIP you need to become a Crorepati with BharatUtility's ₹1 Crore SIP Goal Planner. Simulates 1...
FIRE Calculator (Financial Independence Retire Early - India)
Achieve financial independence and early retirement with BharatUtility's Indian FIRE Calculator. Calculates your target ...
CIBIL / Credit Score Simulator & Loan Eligibility
Improve your loan approval chances with BharatUtility's CIBIL Score Simulator. Simulate the impact of credit utilization...
Step-Up SIP Calculator (Annual Top-Up)
Accelerate your wealth creation with BharatUtility's Step-Up SIP Calculator. See how increasing your monthly SIP by just...
Salary Hike & Increment Percentage Calculator
Calculate your exact appraisal hike percentage with BharatUtility's Salary Hike Calculator. Enter old CTC and new offere...
Compound Daily Interest Calculator
Calculate exact compounding interest on overdue payments, trade debts, and investments with BharatUtility's Daily Compou...
Mutual Fund Capital Gains Tax Calculator (Budget 2024-2026)
Updated with July 2024 Budget tax reforms. Calculate exact Long-Term (LTCG @ 12.5%) and Short-Term (STCG @ 20%) capital ...
Gold Loan & Per Gram Loan Eligibility Calculator
Calculate maximum gold loan eligibility across 24K, 22K, 18K and 14K gold with RBI 75% Loan-to-Value (LTV) regulatory ca...
Post Office Monthly Income Scheme (MIS) Calculator
Calculate guaranteed monthly interest payouts from the Government of India Post Office Monthly Income Scheme (POMIS) at ...
Chit Fund & Committee Dividend Profit Calculator
Calculate monthly chit fund (bishi/committee) auction bids, 5% foreman commission, dividend distribution per member, and...
Live Currency Converter & Remittance
Convert 160+ world currencies to Indian Rupee (INR) with live mid-market exchange rates and bank remittance fee calculat...
Gold & Silver Rate & Jewellery GST Calculator
Check live city-wise Gold & Silver rates across India. Calculate true jewellery purchase bills including 8-25% making ch...
Crypto to INR & 30% Tax Calculator
Convert crypto to INR in real time and calculate your exact Indian Income Tax liability under Section 115BBH (30% flat t...
Atal Pension Yojana (APY) Monthly Contribution Calculator
Calculate your exact monthly contribution for Atal Pension Yojana based on your entry age (18 to 40 years). View return ...
7th to Expected 8th Pay Commission Salary & Pension Calculator
Calculate central government employee gross salary, in-hand pay, and pension under 7th CPC (50% Dearness Allowance, HRA,...
EPF Passbook 8.25% Interest & EPS-95 Monthly Pension Calculator
Calculate employee and employer provident fund contributions compounded at EPFO's 8.25% sovereign interest rate and esti...
Gratuity & Leave Encashment Calculator (₹25 Lakhs Tax Free)
Calculate employee gratuity entitlement under the Payment of Gratuity Act 1972 using the 15/26 formula. View continuous ...
Freelancer & Professional 44ADA 50% Presumptive Tax Calculator
Calculate income tax for Indian freelancers, software consultants, doctors, lawyers, and designers under Section 44ADA (...
Indian Bank Locker Rent & RBI 100x Liability Compensation Guide
Compare annual locker charges across major Indian banks and understand mandatory 100x annual rent compensation under RBI...
Sukanya Samriddhi Yojana (SSY 8.2%) vs PPF (7.1%) Wealth Comparator
Compare maturity wealth between Sukanya Samriddhi Yojana (8.2% sovereign return) and Public Provident Fund (7.1%) with 1...
Senior Citizen FD 0.50% Extra Rate & Form 15H TDS Saver
Calculate higher returns for seniors (60+) and super-seniors (80+) on bank fixed deposits with Section 80TTB ₹50,000 tax...
RBI Sovereign Gold Bond (SGB) 2.5% + 100% Tax-Free Maturity Calculator
Calculate returns on RBI Sovereign Gold Bonds (SGB) including 2.5% annual simple interest paid directly to your bank and...
NPS Section 80CCD(1B) Extra ₹50,000 Tax Benefit & Pension Simulator
Calculate tax savings from the exclusive ₹50,000 Section 80CCD(1B) deduction in National Pension System (NPS) and simula...
Indian Postal Savings Scheme (POMIS, NSC, KVP, SCSS) Interest Matrix
Calculate maturity values and monthly income payouts for sovereign-guaranteed India Post savings schemes with 100% gover...
Stock & Crypto Average Price Calculator
Calculate your average buy price for stocks and crypto when buying the dip or averaging down your investments....
HRA Tax Exemption Calculator (Old Regime)
Calculate your House Rent Allowance (HRA) tax exemption limit under the Old Tax Regime based on basic salary, rent paid ...
Income Tax Calculator (Old vs New Regime FY 2026-27)
Calculate your income tax for FY 2026-27 (AY 2027-28) under both Old and New Tax Regimes. Compare tax savings instantly....
CAGR Calculator (Compound Annual Growth Rate)
Calculate the Compound Annual Growth Rate (CAGR) for your investments. Know the exact annualized return of your portfoli...
Mutual Fund Lumpsum Calculator
Calculate the future value and estimated profits of your one-time (lumpsum) mutual fund or stock investments based on ex...
SWP Calculator (Systematic Withdrawal Plan)
Calculate how long your mutual fund corpus will last with a Systematic Withdrawal Plan (SWP) or find the final balance a...
XIRR Calculator (Extended Internal Rate of Return)
Calculate the XIRR for your irregular cash flows. Perfect for calculating exact annualized returns of mutual fund SIPs a...
Home Loan Eligibility Calculator
Calculate your maximum home loan eligibility based on your in-hand salary, FOIR (Fixed Obligation to Income Ratio), and ...
Term Insurance Cover Calculator (HLV)
Calculate your exact Human Life Value (HLV) and required term insurance coverage based on your current income, future go...