Sukanya Samriddhi Yojana (SSY 8.2%) vs PPF (7.1%) Wealth Comparator

Compare maturity wealth between Sukanya Samriddhi Yojana (8.2% sovereign return) and Public Provident Fund (7.1%) with 100% tax-free EEE status.

Interactive Sukanya Samriddhi Yojana (SSY 8.2%) vs PPF (7.1%) Wealth Comparator
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Formula & Calculation Methodology

SSY Compounding (8.2% sovereign p.a.) vs PPF Compounding (7.1% sovereign p.a.).

Step-by-Step Worked Example

₹1,50,000/year invested for 15 years for a 3-year-old girl child

  1. Total Invested: ₹22,50,000
  2. PPF Maturity at 15 Yrs (7.1%): ~₹40.68 Lakhs
  3. SSY Maturity at 21 Yrs (8.2%): ~₹71.82 Lakhs
Result: SSY Advantage: +₹31.14 Lakhs extra tax-free wealth at age 21

Frequently Asked Questions

Can an SSY account be opened for an 11-year-old girl?

No, SSY accounts can only be opened before the girl child turns 10 years old.

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