Indian Postal Savings Scheme (POMIS, NSC, KVP, SCSS) Interest Matrix

Calculate maturity values and monthly income payouts for sovereign-guaranteed India Post savings schemes with 100% government safety.

Interactive Indian Postal Savings Scheme (POMIS, NSC, KVP, SCSS) Interest Matrix
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Formula & Calculation Methodology

POMIS (7.4% monthly) | NSC (7.7% compound) | KVP (7.5% 2x in 115 mos) | SCSS (8.2% quarterly).

Step-by-Step Worked Example

₹2,00,000 deposited in Post Office Monthly Income Scheme (POMIS)

  1. Annual Rate: 7.4% sovereign interest
  2. Annual Payout: ₹14,800
  3. Monthly Payout: ₹1,233 / month
Result: Monthly Guaranteed Income: ₹1,233 credited direct to Post Office Savings Account

Frequently Asked Questions

Are post office deposits safer than bank fixed deposits?

Yes, Post Office deposits carry an unlimited sovereign guarantee from the Government of India.

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