Atal Pension Yojana (APY) Monthly Contribution Calculator

Calculate your exact monthly contribution for Atal Pension Yojana based on your entry age (18 to 40 years). View return of accumulated corpus (up to ₹8.5 Lakhs) to your nominee.

Interactive Atal Pension Yojana (APY) Monthly Contribution Calculator
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Formula & Calculation Methodology

PFRDA actuarial contribution matrix based on entry age (18-40) and selected monthly pension (₹1k-₹5k).

Step-by-Step Worked Example

Entry Age: 25 Years | Chosen Pension: ₹5,000 / month | Contribution Tenure: 35 Years

  1. Entry Age: 25 Years | Retirement: Age 60
  2. Required Monthly Contribution: ₹376 / month
  3. Guaranteed Pension from Age 60: ₹5,000 / month for life
  4. Nominee Return of Corpus: ₹8,50,000
Result: Monthly Contribution: ₹376/mo | Guaranteed Pension: ₹5,000/mo | Nominee Corpus: ₹8.5 Lakhs

Frequently Asked Questions

Who can join Atal Pension Yojana?

Any Indian citizen between 18 and 40 years of age with a savings bank account can join APY.

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