UPI Payment QR Code Generator (GPay / PhonePe / Paytm)

Collect payments faster with BharatUtility's UPI Payment QR Code Generator. Enter your VPA/UPI ID and amount to generate a custom Scan-to-Pay QR code compatible with all Indian banking apps.

Interactive UPI Payment QR Code Generator (GPay / PhonePe / Paytm)
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Formula & Calculation Methodology

NPCI UPI Specification: upi://pay?pa=[VPA]&pn=[Payee]&am=[Amount]&tn=[Note]&cu=INR.

Step-by-Step Worked Example

UPI ID: ashwin@oksbi | Name: Ashwin Patil | Amount: ₹500 | Note: "Consulting"

  1. 1. Encode NPCI deep link URI string
  2. 2. Render scannable QR code matrix image
Result: Scan with any UPI app -> Automatically pre-fills ₹500 and Payee UPI ID.

Direct Bank-to-Bank Payments via NPCI Unified Payments Interface

Generate customized payment QR codes for invoices, bill settlements, or shop counters that prompt the exact billing amount when scanned by customers.

Frequently Asked Questions

Does BharatUtility charge any transaction commission or fee?

Zero fee. The QR code directly initiates a peer-to-peer or merchant transaction through your own bank without any intermediary.

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