Business & Commerce Tools & Calculators

Indian MRP price margin breakdown, APMC Mandi Bhav live agro rates, PM Mudra loan EMI, NSE/BSE stock market hours, and GST invoice generator. (18 tools available)

TDS Calculator (FY 2026-27)

Calculate TDS (Tax Deducted at Source) instantly as per FY 2026-27 rules. Enter payment amount and nature of payment to ...

Break-Even Point Calculator

Calculate your business break-even point in units and revenue. Understand your contribution margin and when your busines...

Cash Denomination Tally Counter (Galla / Cash Counter)

Tally your daily business cash and bank deposit slips with BharatUtility's Cash Denomination Counter. Enter note counts ...

GST Tax Invoice Generator & PDF Maker

Create professional GST tax invoices online with BharatUtility's free GST Tax Invoice Generator. Add items, HSN codes, 5...

Digital Visiting Card (vCard) QR Code Generator

Create your digital business card with BharatUtility's free vCard QR Code Generator. When someone scans your QR code wit...

GST Late Fee & Section 50 Interest Calculator

Calculate exact penalties for delayed GST return filing with BharatUtility's GST Late Fee Calculator. Computes ₹50/day r...

UPI Payment QR Code Generator (GPay / PhonePe / Paytm)

Collect payments faster with BharatUtility's UPI Payment QR Code Generator. Enter your VPA/UPI ID and amount to generate...

Section 44ADA Freelance & Tech Consultant Tax Calculator

Calculate presumptive income tax under Section 44ADA of the Income Tax Act. Save tax with 50% flat deemed profit on gros...

Overtime & Hourly Salary Wage Calculator

Calculate your hourly wage rate and overtime earnings based on monthly CTC, standard working hours, and Section 59 doubl...

NSE & BSE Stock Market Hours & Holiday Tracker

Track live Indian stock market trading hours (NSE/BSE 09:15 AM - 03:30 PM), MCX commodity sessions, clearing holidays, a...

PM Mudra Yojana (PMMY) Loan EMI & Category Calculator

Calculate monthly EMI and check eligibility for collateral-free business loans under Pradhan Mantri Mudra Yojana (PMMY) ...

All-India APMC Mandi Bhav (Daily Crop & Veggie Prices)

Track daily wholesale commodity rates across major Indian APMC mandis (Lasalgaon, Khanna, Indore, Agra, Kolar, Rajkot) f...

Indian MRP Price Breakdown, GST & Retail Margin Calculator

Reverse engineer any printed product Maximum Retail Price (MRP) in India. View exact breakdown of manufacturer cost, gov...

Commercial Shop / Office Rent Escalation Calculator

Generate multi-year rent cashflow schedules for commercial shops, warehouses, and corporate offices with escalation perc...

TDS on Rent (Section 194-IB) & Form 26QC Tenant Calculator

Calculate mandatory 5% TDS deduction for individual tenants paying house rent exceeding ₹50,000/month and file Form 26QC...

Restaurant Bill Food GST (5% vs 18%) & Service Charge Legality Checker

Check restaurant food bill tax rates (5% without ITC for standard dining, 18% for 5-star hotels) and know your legal rig...

Leave Travel Allowance (LTA / LTC) Tax Exemption Calculator (Section 10(5))

Calculate Section 10(5) LTA tax exemptions for domestic economy airfare and AC train travel with family under the Old Ta...

Shop and Establishment Act (Gumasta License / Trade License) Guide

Comprehensive guide to applying for a Shop and Establishment Act (Gumasta License / Trade License) certificate with docu...