Pradhan Mantri Fasal Bima Yojana (PMFBY) Crop Insurance Calculator

Calculate farmer payable premium and government subsidy under PM Fasal Bima Yojana for drought, flood, and pest claim protection.

Interactive Pradhan Mantri Fasal Bima Yojana (PMFBY) Crop Insurance Calculator
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Formula & Calculation Methodology

Farmer Share: Kharif (2.0%), Rabi (1.5%), Commercial/Horticulture (5.0%).

Step-by-Step Worked Example

Kharif Paddy Crop, Sum Insured: ₹1,50,000

  1. Farmer Premium (2.0%): ₹3,000
  2. Central + State Govt Subsidy (10.0%): ₹15,000
Result: Farmer Pays: ₹3,000 for Full ₹1,50,000 Comprehensive Crop Protection

Frequently Asked Questions

Within how many hours must crop loss be reported for PMFBY?

Localized crop loss (hailstorm, inundation) must be reported within 72 hours via the Crop Insurance App or helpline 14447.

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