Find official IFSC codes and branch addresses for SBI, HDFC, ICICI, PNB, Axis, and all major Indian commercial banks for NEFT, RTGS, and IMPS money transfers.
IFSC format: 4 alphabetic characters (Bank Name) + 0 (Reserved) + 6 alphanumeric characters (Specific Branch Code). Example: SBIN0001234.
Bank: State Bank of India | State: Maharashtra | City: Mumbai | Branch: Nariman Point
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in national electronic payment systems including NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service).
The 11-digit IFSC code follows a strict RBI-mandated structural format across all public, private, rural, and cooperative banks in India:
1. Select Bank Name: Choose your bank from the alphabetical dropdown (e.g. SBI, HDFC, ICICI, PNB, Bank of Baroda).
2. Choose State & City: Select the state and district where the branch is located.
3. Pick Branch Name: Select your locality or branch name to view the exact IFSC code, MICR code, and branch address.
IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch participating in online money transfers.
You can find your IFSC code on your bank passbook front page, printed cheque leaves, bank mobile app, or by using BharatUtility free IFSC finder.
No, UPI transfers only require a UPI ID or linked mobile number, but standard NEFT, RTGS, and IMPS bank transfers mandate an IFSC code.
If the account number and IFSC mismatch, the transaction is rejected and money is reversed back to your account within 1 to 2 banking business days.
Yes, when banks merge (like e-Vijaya or e-Dena merging into Bank of Baroda), old IFSC codes are replaced with new merged bank branch IFSC codes.