BHIM UPI & USSD *99# Feature Phone Offline UPI Payment Guide

Learn how to make UPI payments without internet or smartphones using NPCI official USSD *99# service across all telecom networks (Jio, Airtel, Vi, BSNL).

Interactive BHIM UPI & USSD *99# Feature Phone Offline UPI Payment Guide
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Formula & Calculation Methodology

National Unified USSD Platform (NUUP) *99# protocol operating over GSM cellular signalling.

Step-by-Step Worked Example

Transferring ₹500 from basic feature phone

  1. Dial *99# from registered SIM
  2. Press 1 (Send Money) -> Enter recipient Mobile / UPI ID
  3. Enter Amount and 4/6-digit UPI PIN
Result: Money Transferred Instantly via IMPS with Zero Internet Connection

Frequently Asked Questions

Does *99# work on smartphones as well?

Yes! *99# works on any phone whenever you are in a remote area without mobile data or internet connectivity.

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